What to Do After a Car Accident

What to Do After a Car Accident

Over five million car accidents occur each year and a little less than half of these accidents are considered major. Major car accidents can cause personal injury, medical bills, lost wages and the total annihilation of your vehicle. Unfortunately, many people do not realize that they are able to file a lawsuit if the accident happened and you’re not receiving compensation for the problems you’re now facing. Here are some of the things you need to do after a car accident.

At the Scene

First and foremost, you need to receive medical attention if you require it. An ambulance will be able to check you out to make sure that you are alright, and you will either be transferred to a hospital or be allowed to go home depending on your injuries. You will also want to make sure that you contact the local police to come to the scene because they are the ones to file a full report of what happened. Next, you’ll need to exchange insurance information with the person you were involved in the accident with, and if you had the accident on your own, you’ll need to get in touch with your insurance provider.

Contacting Your Insurance

It is crucial that you contact your insurance company and file a claim within one to two days after the accident. If you fail to contact your insurance company, they may look at the accident as null and void because it was never reported to them. If you want to eventually go to court because of the case, you’ll obviously need an insurance claim to back you up and the only way to achieve this is by contacting your provider.

Contacting Police After the Accident

Many wonder how much time do you have to file a police report after a car accident. It is recommended that you file a police report within one to two days following the accident. This report is going to showcase what the police officer saw when they came up to the scene and who was responsible for the accident. This type of paperwork can and will be used in a court of law if you decide to file a lawsuit against the person you were involved with during the accident.

Contacting a Lawyer

Next, you’ll want to hire a personal injury or car accident lawyer who will be able to help you file a claim and get representation in a court of law. Lawsuits might not be the most comfortable thing to have to go through, but they can help you with medical bills, lost wages and replacing or repairing your vehicle if the accident was not your fault. If the other person in the accident is suing you, it’s advised that you also hire a lawyer to prevent losing the case and having to pay out thousands of dollars over the course of several years. A lawyer can be contacted within the first week after having a car accident.

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